FG Approves ₦10bn Housing Loan Scheme for Civil Servants

The Federal Government has approved a ₦10 billion housing loan scheme to improve access to home ownership for civil servants.

The announcement came this Friday in Abuja by the Head of the Civil Service of the Federation, Didi Walson-Jack.

She explained that the initiative will be implemented through the Federal Mortgage Bank of Nigeria and the Federal Government Staff Housing Loans Board.

“The Federal Government has approved a ₦10 billion housing loan scheme to improve access to home ownership for civil servants. This loan will be facilitated through the Federal Mortgage Bank of Nigeria and the Federal Government Staff Housing Loans Board,” she said.

Impact On Civil Service Productivity

Walson-Jack emphasised the wider benefits of home ownership.

“There is a saying that a person who owns their own home stands differently. When a civil servant knows that their family has a place they can call their own, they come to work with a different swagger — with more stability, more focus and more purpose,” she added.

She described the scheme as part of a governing philosophy.

“What you are witnessing is not simply a welfare package; it is a philosophy. It is the operating belief of this administration that a well-supported civil servant is a more effective civil servant, and a more effective civil service delivers a stronger Nigeria,” she said.

The Head of Service also pointed to ongoing reforms aimed at modernising the public service.

“We are simultaneously building the civil service of tomorrow — a service that is digital and paperless, efficient and transparent, accountable and innovation-driven,” she stated.

She reaffirmed her commitment to improving welfare and capacity.

“As Head of the Civil Service of the Federation, I am committed to ensuring that every civil servant earns better and grows better — with the skills, tools and institutional support to reach their full potential,” she said.

Collaboration And Workers’ Day Significance

Walson-Jack praised inter-agency collaboration.

“The achievements we are celebrating today did not come through the effort of a single institution. They are the product of deliberate, sustained collaboration across ministries, extra-ministerial departments and agencies,” she explained.

She listed the Office of the Secretary to the Government of the Federation, the Budget Office, and the Office of the Accountant General among key partners.

“This is the power of collaboration across government — not working in silos, but institutions working in concert, each contributing its statutory mandate towards a shared national purpose,” she said.

Looking ahead to Workers’ Day on May 1, she said civil servants now have tangible evidence of recognition.

“Workers’ Day is not just about remembering the struggles of the past; it is about renewing the promise for the future — that those who serve this nation will be treated with justice, fairness and gratitude,” she said.

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