Ecobank Transnational Incorporated Plc has posted a pretax profit of ₦1.21 trillion for the year ended December 31, 2025, according to audited results published on the Nigerian Exchange. The figure represents a 23.6% increase from ₦986.6 billion in 2024.
“This performance reflects strong expansion across both interest and non-interest income streams,” the bank stated in its filing.
Interest income rose 16% year-on-year to ₦3.19 trillion, driven by loans and advances to customers at ₦1.58 trillion, investment securities at ₦743.7 billion, and treasury bills at ₦656.9 billion.
Non-interest income climbed 16% to ₦1.58 trillion, supported by fees and commissions of ₦1.02 trillion, up 17% from ₦879.4 billion. Customer deposits also grew to ₦36.4 trillion from ₦31.6 trillion.
Operating profit surged 31% to ₦1.92 trillion, despite impairment charges rising 47% to ₦707.5 billion. Profit after tax settled at ₦914 billion.
“Net interest income stood at ₦2.14 trillion, reflecting stronger top-line performance,” the statement added.
Balance Sheet And Market Reaction
Total assets expanded to ₦49.6 trillion from ₦43.3 trillion in 2024, with loans and advances to customers at ₦16.9 trillion. Total equity rose to ₦4.1 trillion, driven by retained earnings and reserves.
Shares of Ecobank jumped over 6% at market open on April 14, 2026, pushing year-to-date performance above 16%. The stock is currently priced at ₦49.
Investors are expected to react positively to the audited results in subsequent trading sessions.
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